C
Chris Isaacs 2
Guest
For anyone interested in insuring their fishing tackle, there is a new product on the market, released only this week.
The product appears to be well thought out, with exclusions and excesses to deter the "less than honest" claimants, but that won't penalise anglers with legitimate claims. As a result, hopefully this product will be in the market longer than previous ones.
Full deails can be found at http://www.awin1.com/awclick.php?mid=904&id=46918
A basic summary of cover which I have taken from their website is as follows:
Valid In
Anywhere in the UK or (where you have paid an additional premium) UK/EU with 30 days worldwide, or Worldwide which gives you up to 60 days per trip to a maximum of 120 days per year.
Policy Summary
Theft of Equipment ? Optional Theft from Vehicle Extension.
Accidental Damage cover to Equipment- New for old coverage on items up to 2 years old.
Personal Liability Cover of ?1 million ? giving you cover for any legal liability claim made against you for injury or damage to a third party whilst using your equipment.
Personal Accident Cover- giving you protection for serious injury such as death, permanent total disablement, loss of eye and limb up to ?5000 caused whilst fishing.
Tackle Box contents ? automatically covered up to ?250 overall maximum value per claim.
Choice of Travel Locations, select UK, UK/EU and 30 days worldwide or Worldwide cover.
Maximum Single item Value ?1500.
Maximum Overall Sum Insured ?7500.
Excess of 10% of the claims value subject to a minimum of ?50.
Excess for theft from vehicles of 20% of the claims value subject to a minimum of ?100.
Items Covered
Specified fishing equipment and fishing clothing valued over ?30.
Unspecified Tackle Box contents automatically covered up to a maximum of ?250.
Evidence of ownership such as original purchase receipt, photographic or any other evidence such as bank statements, which clearly demonstrate ownership, will be required in the event of a claim.
What's Not Covered?
Sea Fishing equipment or your involvement or participation in sea fishing.
Boating or wading unless you have paid the appropriate additional premium to have this extension to your policy.
Theft from vehicles unless you have paid the appropriate additional premium to have this policy extension.
Policy Exclusions - click here for more information.
Excess of 10% of the claims value subject to a minimum of ?50. Excess for theft from vehicles of 20% of the claims value subject to a mimimum of ?100.
Clothing and Equipment more than 10 years old.
The product appears to be well thought out, with exclusions and excesses to deter the "less than honest" claimants, but that won't penalise anglers with legitimate claims. As a result, hopefully this product will be in the market longer than previous ones.
Full deails can be found at http://www.awin1.com/awclick.php?mid=904&id=46918
A basic summary of cover which I have taken from their website is as follows:
Valid In
Anywhere in the UK or (where you have paid an additional premium) UK/EU with 30 days worldwide, or Worldwide which gives you up to 60 days per trip to a maximum of 120 days per year.
Policy Summary
Theft of Equipment ? Optional Theft from Vehicle Extension.
Accidental Damage cover to Equipment- New for old coverage on items up to 2 years old.
Personal Liability Cover of ?1 million ? giving you cover for any legal liability claim made against you for injury or damage to a third party whilst using your equipment.
Personal Accident Cover- giving you protection for serious injury such as death, permanent total disablement, loss of eye and limb up to ?5000 caused whilst fishing.
Tackle Box contents ? automatically covered up to ?250 overall maximum value per claim.
Choice of Travel Locations, select UK, UK/EU and 30 days worldwide or Worldwide cover.
Maximum Single item Value ?1500.
Maximum Overall Sum Insured ?7500.
Excess of 10% of the claims value subject to a minimum of ?50.
Excess for theft from vehicles of 20% of the claims value subject to a minimum of ?100.
Items Covered
Specified fishing equipment and fishing clothing valued over ?30.
Unspecified Tackle Box contents automatically covered up to a maximum of ?250.
Evidence of ownership such as original purchase receipt, photographic or any other evidence such as bank statements, which clearly demonstrate ownership, will be required in the event of a claim.
What's Not Covered?
Sea Fishing equipment or your involvement or participation in sea fishing.
Boating or wading unless you have paid the appropriate additional premium to have this extension to your policy.
Theft from vehicles unless you have paid the appropriate additional premium to have this policy extension.
Policy Exclusions - click here for more information.
Excess of 10% of the claims value subject to a minimum of ?50. Excess for theft from vehicles of 20% of the claims value subject to a mimimum of ?100.
Clothing and Equipment more than 10 years old.