Tackle Insurance

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jeff burgess

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Does anyone know of an insurer specialising in covering tackle against theft etc.
This thread may have been posted before - apologies if it has.
Jeff Burgess
 
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MARK FRAME

Guest
there is
i remember getting details for it prices were 200quid for the first 1000 quid of tackle and then 100 quid for each grand after that i think bare with me and ill find out more details and a phone number
 
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Carp Angler

Guest
The best cover I found and the most cost effective way, was to get an extension on my house contents policy.

Phone your house insurer and explain what you want covered, e.g sports equipment outside the house and in use.

They sometimes limit the maximum single claim to about 2 or 3 grand, but most insurers do that anyway if you bother to read the policy properly.
 
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MARK FRAME

Guest
i tried that but with most they dont cover any equipment in use (ie in the water)
its covered if its on the bank set up as long as your not using it what a waste of time i promise i'll find the details and reply with them i'm still looking
 
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DAVE COOPER

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Mark - I think you will find the angling club is no different than most home contents insurers, in that they also don't insure tackle that is broken or lost while in use. I don't believe they offer anything more than a home contents policy does. It's certainly worth checking with home contents insurers as they will only be charging you for an excess to your current policy, not for a whole new policy with the inherent set-up charges.
 
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Darren Wilson

Guest
Be careful though with some house contents policies, Sports equipment (and most companies class angling goods as this) is only insured to a maximum of ?1000 per person. I got caught with this one and to fully insure my tackle it was going to cost me well over ?250 per year to do so!!!!
 
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Rob Brownfield

Guest
My gear is insured as *personnel possesions* and I have had one claim of just over ?1000 go through with no trouble at all. This was on my house contents insurance, and it involved me leaving a Quiver with 3 Armalites, a bivvie and 3 pit reels at a lake in Norfolk. I got home and realised they were leaning against a tree in the car park. Unfortuantly I live in Scotland... d'oh!
 
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David Will

Guest
Be very careful with the Angling Club and check out the small print.Also before paying ant money ask them a few questions in the shape of 'what if'
ie you have insured for ?1000.00 but your gear is worth ?3000.00 and it is all nicked how much would you get. You may be disappointed with the answer.
 
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jeff burgess

Guest
Thanks to everyone for the replies.

Maybe I should go into the insurance business!

Jeff
 
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