Alas we have to look at the practises of pike anglers to understand the widespread introduction of chub in many of our stillwaters.
Many, dare I say most of the chub populations in lakes is down to the illegal introduction by pike anglers. The chub itself adapts readilly to such an environment. they also seem to do particularly well in canals, even those with heavy boat traffic and highly coloured water.
Where rivers and canals combine and intertwine chub show little preference for rivers over canals, take South Yorkshire as a prime example. I'll gamble that there are more chub in the canalised sections of water than in the true river sections though access between both exists in many places.
Perhaps some chub are lazy and choose the steady water. Certainly I do most of my chub fishing in steady winter after the first frosts.
As for the chub being a predator, I wonder which specie eats more fry in a year, Mr chub or that much maligned ratfish!